5 Reasons why Hobo Joe could be in Better Financial Shape Than You:
- It’s unlikely that he pays taxes when someone drops a handful of change in his can.
- His monthly expenses are limited to the extra-curricular activities he pursues.
- Without a home, Hobo Jo has no place to put a television. No TV means he can’t spend his day watching CNBC and getting emotionally caught up in the drama of financial markets, dropping and adding stocks according to the latest news updates.
- Due to the grungy first appearance, financial advisers may decline to take on Hobo Jo as a client. Although this may seem like a downfall, it is actually beneficial to Jo who is now forced to do his own research and have more confidence in his investment choices.
- Hopefully Hobo Jo didn’t have to take out a loan for his card board box so he has no worries about being upside down on his mortgage.

